2
3
Enter estimated project cost
1 Year,
+ $0 Down
$1250.00 / per month
10 Year,
+ $0 Down
$176.47 / per month
**We accept payments through all major credit cards, including Visa and Mastercard. Cash and check payments are also acceptable.**

Should you finance your siding project?
Financing your siding project is a smart way to enjoy the benefits of new siding without paying the full cost upfront. If your siding shows visible signs of age or damage, a flexible financing plan allows you to upgrade without financial stress.
Benefits of New Siding Installation
1.
Enhanced Curb Appeal: A refreshed exterior boosts your home’s curb appeal, increasing both its visual charm and resale value. According to the National Association of Realtors®, 99% of agents agree that curb appeal is vital for attracting potential buyers, with 94% recommending siding improvements before listing.
2.
Improved Energy Efficiency: Modern siding helps insulate your home, keeping it cool in the summer and warm in the winter while reducing energy consumption. A well-installed siding solution can lower energy costs significantly during Illinois’s extreme weather changes.
3.
Better Structural Protection: Aging or deteriorated siding can expose your home to water damage, rot, and mold. New siding installation reinforces your home’s structure, protecting it against these risks and preserving its integrity for years to come.
4.
High Return on Investment (ROI): A report by NAR’s Remodeling Impact highlights that new vinyl siding provides an 82% ROI, while fiber cement siding yields an impressive 86% ROI. With financing, you can make a valuable investment in your home today.

Siding Financing with Bad Credit in Illinois
Flexible financing options are available regardless of your credit score. From credit cards to government-funded loans, Top Quality Roof ensures that every homeowner has access to affordable and stress-free siding financing solutions.
Home Improvement Credit Cards: These credit cards often include benefits like reward points, zero annual fees, or introductory offers. When considering this option, ensure you review the terms for interest rates and applicable fees.
Unsecured Loans: Personal or signature loans offer higher loan limits and flexible repayment terms. Check with your bank, credit union, or a trusted lender to explore rates and repayment options tailored to your needs.
Government-Funded Home Improvement Loans: Financing backed by federal programs is available for those with lower credit scores. Visit the U.S. Department of Housing and Urban Development (HUD) for more information on eligibility and how to apply.
With Top Quality Roof’s customer-focused payment plans, finding the right siding financing solution is simple. Our team of experts will help you determine the best financing option, ensuring monthly payments are manageable and transparent. Whether you're upgrading to vinyl siding, fiber cement siding, or another premium option, our flexible financing terms make quality siding accessible to every homeowner.
Calculate your monthly siding payment. Payment amounts assume vinyl siding on the median-sized home in the associated city. Your monthly payment could be higher or lower than the presented ranges in your city. Contact us to get the most accurate estimate.
*These values are based on typical siding installation costs in Illinois.

Frequently Asked Questions
