1

PAY IN FULL

done & done

Another project checked off the list.

Top Quality Roofing provides exceptional roofing and exterior services to homeowners and businesses across Illinois.

2

1 YEAR

0% Interest

Enjoy 12 months of no mess no fuss payments

Financing

3

10 YEAR

PAYMENT PLAN

Caught off guard by your exterior project? Don't sweat it - we have your back!

Payment Estimator

Enter estimated project cost

1 Year,

+ $0 Down

$1250.00 / per month

10 Year,

+ $0 Down

$176.47 / per month

**We accept payments through all major credit cards, including Visa and Mastercard. Cash and check payments are also acceptable.**

Roof Financing & Payment Plans

Does your Illinois home or business need a new roof, roof repair, or roof replacement? A well-maintained roof is essential for protecting your property. Top Quality Roof offers flexible roofing financing options with $0 down to ease the burden of upfront costs. We provide solutions for all roofing projects, including roof replacement, new roof installation, and major roofing repairs. Financing packages include lifetime warranties for your peace of mind. For more details, contact our contractors servicing Elgin, Joliet, Oakbrook, and the surrounding Illinois communities.

12-month roof financing option

Take advantage of our 12-month roofing payment plan with $0 down and no interest. Spread the total cost of your roofing project into affordable monthly payments over a one-year period.

10-year roof financing option

Ease your budget with our 10-year roofing payment plan. Enjoy low monthly payments as the total cost of your roofing repair or replacement is divided into manageable amounts over ten years. Includes a $0 down, hassle-free financing policy.

Pay-in-full option

Avoid monthly payments and settle the cost in full upfront. This option removes financing charges and ensures your roofing project is completed without any ongoing payments.

Ways to pay for roof & SIDING financing

We provide flexible payment methods for your roofing project to fit your financial preferences. Choose from the following options:

Credit Card (Visa, Mastercard, and all major carriers)

Check

Cash

Why Roof & siding Financing Can Be a Good Idea

Ensure your property remains protected with a high-quality roof for your Illinois home or business. Financing allows you to start roof repairs, replacements, or installations without needing to pay upfront.

Roof & siding Financing Helps Prevent:

Water damage

Health risks

Mold

Mildew

Structural damage

Collapse

Rot

Home depreciation

Fire hazards

Bad aesthetics

With the help of Top Quality Roof, Illinois residents can get the roof financing needed to keep their homes and company premises safe. Our lifetime-warrantied solutions come with convenient payment plans, and if you finance your roof, you won't have to worry about any unforeseen expenses.

Different ways to pay for roofing projects in Illinois:

Cash

Cash is the easiest and most cost-effective way to pay for a roof replacement. Unlike a loan, there is no interest or hidden fees involved.

Check

Like cash, checks are a straightforward way to pay for roofing costs. Checks ensure there is an agreed-upon amount and only use the cash you have available.

Credit Card

Paying by credit card can be beneficial for cards with generous rewards and incentives, such as cashback bonuses. Be sure to check your card provider’s processing fees or payment plan options before selecting this method.

Personal Loan

A traditional bank or credit union may offer a lump sum upfront based on your credit score and history. Review the interest rate and monthly payments to determine if this option suits your budget.

Home Equity Loan

Also known as a second mortgage, this option uses home equity as collateral for a loan. A home equity loan is repaid in fixed monthly payments over 5 to 30 years, making it a flexible option for roofing financing.

Insurance

If hailstorms or severe weather damage your roof, contact your insurance provider to file a claim. Depending on your plan, insurance may cover some or all of your roofing expenses.

Financing provided by your roofer

Top Quality Roof offers flexible financing plans with $0 down and no interest. Customers can choose between 1-year or 10-year financing options to match their budget.

Government-funded home improvement loans

Visit the U.S. Department of Housing and Urban Development to check your eligibility for government-backed home improvement loans for your roofing project.

Frequently Asked Questions

What type of loan is best for a new roof?

The best loan for a new roof depends on your financial situation. Home equity loans or home equity lines of credit (HELOCs) are great options if you have sufficient equity in your home, as they often offer lower interest rates. For those with less equity, personal loans or roof financing plans offered by roofing companies like Top Quality Roof are convenient choices. Many customers benefit from flexible payment options like $0 down financing or low-interest monthly payment plans.

What is the best time of year to install a roof?

The best time to install a roof is during the spring or fall, as the moderate temperatures allow for optimal roofing conditions. Roof installation costs may also be lower during these seasons compared to the busy summer months. Avoid replacing your roof in extreme weather, such as freezing winter conditions or during intense summer heat, to ensure the roofing materials perform at their best.

How can I save money on a new roof?

You can save money on a new roof by: - Comparing quotes from multiple roofing contractors. - Choosing cost-effective roofing materials like asphalt shingles. - Taking advantage of roof financing options with $0 down payment and no-interest plans. - Scheduling installation during the off-season, like early winter or late fall, when demand is lower. - Ensuring proper maintenance to extend the lifespan of your new roof and avoid costly repairs in the future.

How often should I replace my roof?

The frequency of roof replacement depends on the material. Asphalt shingles typically last 20-30 years, while metal roofs and tile roofs can last 50 years or more. Regular inspections can help identify issues early and extend the lifespan of your roof. If your roof shows signs of extensive damage, leaks, or missing shingles, it’s time to consider a replacement.

What is the most affordable type of roofing?

The most affordable roofing option is asphalt shingles, which cost approximately $4 to $8 per square foot. They are lightweight, easy to install, and come in various colors and styles to suit your home’s appearance. For those on a tight budget, metal roofing or composite shingles are durable alternatives that offer a good balance between cost and longevity.

Need any roofing help? Call us now for free estimates

(630) 520-0576

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