2
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Enter estimated project cost
1 Year,
+ $0 Down
$1250.00 / per month
10 Year,
+ $0 Down
$176.47 / per month
**We accept payments through all major credit cards, including Visa and Mastercard. Cash and check payments are also acceptable.**
Does your Illinois home or business need a new roof, roof repair, or roof replacement? A well-maintained roof is essential for protecting your property. Top Quality Roof offers flexible roofing financing options with $0 down to ease the burden of upfront costs. We provide solutions for all roofing projects, including roof replacement, new roof installation, and major roofing repairs. Financing packages include lifetime warranties for your peace of mind. For more details, contact our contractors servicing Elgin, Joliet, Oakbrook, and the surrounding Illinois communities.
Take advantage of our 12-month roofing payment plan with $0 down and no interest. Spread the total cost of your roofing project into affordable monthly payments over a one-year period.
Ease your budget with our 10-year roofing payment plan. Enjoy low monthly payments as the total cost of your roofing repair or replacement is divided into manageable amounts over ten years. Includes a $0 down, hassle-free financing policy.
Avoid monthly payments and settle the cost in full upfront. This option removes financing charges and ensures your roofing project is completed without any ongoing payments.

We provide flexible payment methods for your roofing project to fit your financial preferences. Choose from the following options:
Credit Card (Visa, Mastercard, and all major carriers)
Check
Cash
Why Roof & siding Financing Can Be a Good Idea
Ensure your property remains protected with a high-quality roof for your Illinois home or business. Financing allows you to start roof repairs, replacements, or installations without needing to pay upfront.
Roof & siding Financing Helps Prevent:
Water damage
Health risks
Mold
Mildew
Structural damage
Collapse
Rot
Home depreciation
Fire hazards
Bad aesthetics
With the help of Top Quality Roof, Illinois residents can get the roof financing needed to keep their homes and company premises safe. Our lifetime-warrantied solutions come with convenient payment plans, and if you finance your roof, you won't have to worry about any unforeseen expenses.
Different ways to pay for roofing projects in Illinois:
Cash is the easiest and most cost-effective way to pay for a roof replacement. Unlike a loan, there is no interest or hidden fees involved.
Check
Like cash, checks are a straightforward way to pay for roofing costs. Checks ensure there is an agreed-upon amount and only use the cash you have available.
Credit Card
Paying by credit card can be beneficial for cards with generous rewards and incentives, such as cashback bonuses. Be sure to check your card provider’s processing fees or payment plan options before selecting this method.
A traditional bank or credit union may offer a lump sum upfront based on your credit score and history. Review the interest rate and monthly payments to determine if this option suits your budget.
Home Equity Loan
Also known as a second mortgage, this option uses home equity as collateral for a loan. A home equity loan is repaid in fixed monthly payments over 5 to 30 years, making it a flexible option for roofing financing.
If hailstorms or severe weather damage your roof, contact your insurance provider to file a claim. Depending on your plan, insurance may cover some or all of your roofing expenses.
Financing provided by your roofer
Top Quality Roof offers flexible financing plans with $0 down and no interest. Customers can choose between 1-year or 10-year financing options to match their budget.
Government-funded home improvement loans
Visit the U.S. Department of Housing and Urban Development to check your eligibility for government-backed home improvement loans for your roofing project.
Frequently Asked Questions
